| I decided it may behoove me to set some future goals... you know, monetary ones, since I'm so fucking broke and I'm super excited to get a job ANY DAY NOW. But yeah, I've always been freakishly good at making nearly-perfect estimations and spending plans, it was a weird hobby/obsession of mine for a while there back in OKC. I planned a five day trip to Wisconsin and pre-planned the expenses within $3 of the actual cost. SO... I've decided to make a few pseudo-savings plans assuming I'd be getting one of the jobs I applied for, thus getting a decent amount of money each month... so, yeah you know. I get bored, and this shit makes me all STOKED ABOUT STUFF. ... So, let's say I start with account of $100, and add another $50 four weeks a month, starting on the first of November. At that rate, by May of 2012, after interest, I would have an accumulation of an epic $1500. Now, continuing from that point, if I kept my monthly deposit at $200, or $50 a week, by November of 2013 I will have accumulated about $4000. See, that's pretty good. Alternatively, what if I vow to take $5 every single day, and stick it into a jar or a box or whatever... I could have just shy of $1200 by my birthday. So let's say I get a REALLY good job, like the one I had in Oklahoma City; at that time I was alternating weekly savings deposits of $80 and $60 every Friday, making my total monthly savings at $280. If I did THAT amount, by my 24th birthday in 2013, I will have saved up a little over $5200. Now, I could make some pretty badass birthday plans with that kind of dough. Let's say now that I want to plan an epic cross-country road trip. I did all the math estimations... I'd drive a rough approximate of 10,400 miles. If I drove a minimum of 300 miles per day, or any variation thereof (such as 200 one day, 400 the next day), my trip would come out to be about 30 days, plus or minus a day or so. Gas at a rough national average would come out to be about $1100, if I camped out and spent around $60 for lodging each day, it would total about $1800; if I set aside $40 for food per day, it'd be a total of about $750; setting aside spending cash for $40 15/30 days, I'd need $600; for all the gear I'd need (camping equipment, etc.), I'd try to budget around $300. So that brings me to a total VERY ROUGH but as accurate as possible without any real destination details or research, at around $4500. So how does one save $4500? If I were to deposit $60 every week starting on November 15, 2011 until mid August 15, 2013, I would accumulate just shy of $4950. BOOM. So for a year and nine months, I'd say that's pretty doable. ASSUMING I GET A JOB WHICH ALLOWS ME TO AFFORD SUCH A SAVINGS PLAN, AND I KEEP THAT INCOME STEADY FOR ALMOST TWO YEARS. |